# Anita Saggar - Managing Broker (Best U.S. Realty) & Director of Loan Origination (ABS Home Mortgage)

> Unified residential real estate brokerage, property management, and mortgage lending in Naperville, Hinsdale, Oak Brook, Aurora, Plainfield, and Greater Chicagoland - plus residential loans in IL, FL, GA, TX and business-purpose DSCR investor loans in 35+ states.

## Key Facts & Credentials

- Rating: 4.9-star rating on Zillow
- Real Estate License: Illinois IDFPR Licensed Managing Broker - Best U.S. Realty
- Mortgage License: NMLS #230869 - ABS Home Mortgage, Inc. (Company NMLS #209985, Illinois License MB.0006713)
- Core Differentiator: "One Advocate" - Anita handles both the home purchase/sale and the mortgage loan from start to finish, eliminating agent-lender miscommunication.

## Signature Loan Programs

- [Lender-Paid & Seller-Paid Rate Buydowns](https://anitasaggar.com/loans): Lower initial interest rates for years 1-3, including Lender-Paid Buydowns where the lender covers the buydown cost.
- [Multi-State DSCR Investor Loans](https://absmtg.com/loans/dscr): Business-purpose rental loans qualified on property cash flow (no tax returns or W-2s) arranged across 35+ states.
- [Physician / Doctor Loans](https://absmtg.com/loans/doctor): 0% to 10% down with no PMI and flexible student loan guidelines.
- [Conventional, Jumbo, FHA, VA & Refinance Loans](https://absmtg.com/loans)

## Actions

- [60-Second Strategy Quiz](https://anitasaggar.com/?quiz=open): Interactive quiz that sends your goals to Anita.
- [Mortgage Calculator & Programs](https://anitasaggar.com/loans): Payment calculator and loan programs.
- [Home Valuation Request](https://anitasaggar.com/home-value): Request a home value estimate.
- [WhatsApp](https://wa.me/16304305955): Message Anita directly.
- Phone / Text: 630-430-5955
- Email: Anita@AnitaSaggar.com

## Areas

- [Naperville](https://anitasaggar.com/neighborhoods/naperville): Explore Naperville homes, BNSF commuting and DuPage or Will County property taxes with connected real estate and mortgage guidance from Anita Saggar.
- [Hinsdale](https://anitasaggar.com/neighborhoods/hinsdale): Compare Hinsdale housing, BNSF access and Cook or DuPage County tax considerations with Anita Saggar for your home purchase, sale and mortgage.
- [Oak Brook](https://anitasaggar.com/neighborhoods/oak-brook): Explore Oak Brook homes, road connections, association costs and parcel-specific taxes with Anita Saggar's connected real estate and mortgage support.
- [Burr Ridge](https://anitasaggar.com/neighborhoods/burr-ridge): Review Burr Ridge homes, I-55 and I-294 access, and Cook or DuPage County taxes with Anita Saggar for buying, selling and investment financing.
- [Chicago](https://anitasaggar.com/neighborhoods/chicago): Explore Chicago real estate, condo and multi-unit financing, transit choices and Cook County property taxes with Anita Saggar. Neighborhoods served include Lincoln Park, Lakeview, Wicker Park, Bucktown, Gold Coast, Hyde Park, Logan Square, West Loop, South Loop, Roscoe Village, Uptown and Edgewater.
- [Schaumburg](https://anitasaggar.com/neighborhoods/schaumburg): Compare Schaumburg homes, Milwaukee District West commuting and Cook County taxes, with buying, selling and rental-loan guidance from Anita Saggar.
- [Hoffman Estates](https://anitasaggar.com/neighborhoods/hoffman-estates): Explore Hoffman Estates housing, nearby Metra options and Cook or Kane County tax considerations with Anita Saggar's real estate and mortgage guidance.
- [South Barrington](https://anitasaggar.com/neighborhoods/south-barrington): Explore South Barrington luxury homes, estate lots and jumbo financing with connected real estate and mortgage guidance from Anita Saggar.
- [Glenview](https://anitasaggar.com/neighborhoods/glenview): Explore Glenview homes, Milwaukee District North stations and Cook County property taxes with Anita Saggar for buying, selling and mortgages.
- [Northbrook](https://anitasaggar.com/neighborhoods/northbrook): Compare Northbrook houses and condos, Milwaukee District North commuting and Cook County tax budgeting with Anita Saggar's home and loan guidance.
- [Winnetka](https://anitasaggar.com/neighborhoods/winnetka): Explore Winnetka real estate, Union Pacific North commuting, Cook County taxes and jumbo-loan considerations with Anita Saggar.
- [Highland Park](https://anitasaggar.com/neighborhoods/highland-park): Explore Highland Park housing, Union Pacific North stations and Lake County property-tax considerations with Anita Saggar's real estate and mortgage support.
- [Wilmette](https://anitasaggar.com/neighborhoods/wilmette): Compare Wilmette homes, Union Pacific North and CTA access, and Cook County tax budgeting with Anita Saggar for real estate and mortgages.
- [North Shore](https://anitasaggar.com/neighborhoods/north-shore): Compare Winnetka, Wilmette, Highland Park, Glenview and Northbrook homes, transit and property-tax considerations with Anita Saggar.

## Pages

- [About](https://anitasaggar.com/about): Anita's background and team.
- [Buyers](https://anitasaggar.com/buyers): Buying with one advocate.
- [Sellers](https://anitasaggar.com/sellers): Listing and selling plan.
- [Investors](https://anitasaggar.com/investors): Building investment property portfolios.
- [Rentals](https://anitasaggar.com/rentals): Homes for rent and applications.
- [Neighborhoods](https://anitasaggar.com/neighborhoods): Chicagoland suburb guides.
- [Contact](https://anitasaggar.com/contact): Get in touch with Anita.

## Optional

- [Full knowledge base](https://anitasaggar.com/llms-full.txt): Everything above plus all FAQs.